Quote:
Originally Posted by 2BNTV
I called SS 3 months prior to my 65th birthday and they said I would be better off if I waited and didn't apply for Medicare as I was covered under my companies policy. I would be better off waiting until I wanted to receive a check from SS and they would deduct the payment from my check. I applied for Medicare several months later.
I was dismayed to find that I pay $110.50 instead of $94.20 if I had applied on my 65th birthday. I have talked to several people and no one can really explain why some people are paying more than others.
I still don't know why I pay $110.50/mo. The best SS could come with is that everone will have to start paying $110.50/mo.
I was wondering if this is true? Everything else they told me was on the money. Sometimes I think one needs to call two or three times to see if they get the same answer from their representatives.
Birthday is on the 4th and I get my check the second Wednesday of the month. SS explanation is that way the system doesn't get clogged-up with sending everyone's check out on the first day of the month which makes sense.
I only COLA I have heard about lately is the soft drink.  |
My wife went on medicare 1/1/11 as she is on disability, not yet 65 and we chose to save the $7,500 her medical insurance would have been on my company's plan. She is paying $115 per mo the max medicare charges. I understand that your cost is based on the year you start plus it can be higher if your income is over a certain level....