MikeH, I've been reading these posts and I've been thinking the same thing. My Mother, Father, Father-in-law and Sister-in-law all died without ever collecting anything, but there are a lot of people who have died prematurely, who have spouses who never worked, children under age, disabled people. It goes on and on. They have to, according to our laws, be provided for.
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Altoona, PA, The Villages, FL
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