Quote:
Originally Posted by wendyquat
We were able to attend two of the Medicare Part C Advantage Plans for 2012 today. One, United through AARP, is a PPO with no monthly premium but you still pay the entire Part B premium. The second, Preferred Care Partners, is a HMO with no monthly premium and they refund up to $75 per month of your Part B premium. The HMO plan offers very little co-pays but also confines you to staying in the network and your provider choices are somewhat limited. The PPO has some reasonable co-pays but the provider choices are more generous. I will have to do some more research but am leaning toward the PPO through AARP as we have had a Medicare Supplement (F) for a number of years and have been more than happy with the amounts paid and especially the service we have received.
If anyone currently has the Medicare Complete Plan through AARP I would love to have your input on how it has worked (or not worked) for you.
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We attended informational sessions for both plans also and are leaning toward Preferred Care Partners. It seemed to include so much more.
Primary doctors PCP zero and specialists $10
AARP primary docs $10 and specialists $40
Hospital Days 1-5 PCP. $50/ day
AARP. $320/ day
Urgent Care PCP zero
AARP. $30
Plus PCP give back $75/ month
Would consider AARP, but now am leaning toward Preferred Care Partners.
This year I have been on Original Medicare, but expect to save over $3000 baring needing a lot of medical care. Even then out of pocket max is $5000.