[2BNTV]

Originally Posted by wendyquat

We were able to attend two of the Medicare Part C Advantage Plans for 2012 today. One, United through AARP, is a PPO with no monthly premium but you still pay the entire Part B premium. The second, Preferred Care Partners, is a HMO with no monthly premium and they refund up to $75 per month of your Part B premium. The HMO plan offers very little co-pays but also confines you to staying in the network and your provider choices are somewhat limited. The PPO has some reasonable co-pays but the provider choices are more generous. I will have to do some more research but am leaning toward the PPO through AARP as we have had a Medicare Supplement (F) for a number of years and have been more than happy with the amounts paid and especially the service we have received.

If anyone currently has the Medicare Complete Plan through AARP I would love to have your input on how it has worked (or not worked) for you.

I am in CT but Medicare Complete tells me I can sign-up in FL when I get there.

I have been on the Medicare Complete program for the last two years. It has worked well for me as I haven't had a need for hospitalization and the plan covers a lot of routine procedures.

My understanding is this program is designed more for preventive maintenance issues as opposed to someone who needs to regularly see a physician for known and ongoing problems. They receive your payment from ones SS check for the part B, (payment varies for each individual, mine is $110/mo), and includes a drug prescription program. All the providers in this program were doctors that I was seeing before starting with this program.

Medicare Complete is one choice amongst many plans available and the other is traditional Medicare with part D and a supplemental program if one chooses to go that route.

So far, I have been in good health in not requiring hospitalization. The one thing that bothers me has to pay for the first five days of hospital stay and the out of pocket max seems to increase yearly. Everyone has to decide if the program they are joining suits their medical needs and will give you piece of mind. Every year is the option to change plans and must be reviewed.

I'm sure another poster can tell you where in TV that services are offered to people to obtain information about plans that might best suit your needs as I don't remember where and who it is.

I hope this helps.