Talk of The Villages Florida - View Single Post - Which Medicare Advantage Plan?
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Old 10-14-2011, 06:26 PM
ajdeck ajdeck is offline
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Question

Quote:
Originally Posted by 2BNTV View Post
I am in CT but Medicare Complete tells me I can sign-up in FL when I get there.

I have been on the Medicare Complete program for the last two years. It has worked well for me as I haven't had a need for hospitalization and the plan covers a lot of routine procedures.

My understanding is this program is designed more for preventive maintenance issues as opposed to someone who needs to regularly see a physician for known and ongoing problems. They receive your payment from ones SS check for the part B, (payment varies for each individual, mine is $110/mo), and includes a drug prescription program. All the providers in this program were doctors that I was seeing before starting with this program.

Medicare Complete is one choice amongst many plans available and the other is traditional Medicare with part D and a supplemental program if one chooses to go that route.

So far, I have been in good health in not requiring hospitalization. The one thing that bothers me has to pay for the first five days of hospital stay and the out of pocket max seems to increase yearly. Everyone has to decide if the program they are joining suits their medical needs and will give you piece of mind. Every year is the option to change plans and must be reviewed.

I'm sure another poster can tell you where in TV that services are offered to people to obtain information about plans that might best suit your needs as I don't remember where and who it is.

I hope this helps.

The one thing that has kept us from moving to TV is the health insurance. I have cancer and have no idea of which is the best plan. After talking to a few people seems everyone is just as confused as I am.

Would be nice if one had one place to really get the whole story so you could make a real educated decison.
aj