I’m sorry but your statement “assumes facts not in evidence”. If you are the expert you purport to be, then you will not have any trouble producing facts and examples to back up your claims and warnings. And I’m not saying there aren’t any bad plans out there.
The retail cost of my meds is in excess of 3,200 per year and they're all in the plans that I looked at and it brings my out of pocket meds down to 600. I’m going to need a little more evidence than “trust me I know these things” before I go with plain vanilla Medicare which has no annual cap on out of pocket expenses and costs at least twice as much.
So what would you choose in my case and why. I'm all ears.
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