BTK,

In the time period you have lived in The Villages, have you ever seen a situation occur in The Villages when you felt it was necessary to have a gun on your person? If so, when and what was it?

I totally understand your "insurance" analogy. I can think of times when I have needed health insurance in The Villages, when I came close to needing car insurance, and the couple of times when I thought a windstorm might take off part of the roof. I cannot think of any time, though, when I thought a gun would be necessary at any moment.

However, as is your right, I would not advocate you not carrying your piece when you are doing it legally.