[Avista]

Originally Posted by wendyquat

I still haven't seen anyone comment as a person with a pre-existing condition and their experience with a Medicare Advantage plan and what might happen if they have to go back to traditional medicare and supplement. Since the Medicare Advantage plans are working for them, it hasn't been an issue. I just wonder what the future will be for Medicare Part C plans and what might happen if "Obamacare" makes them not feasible. I agree that if all is going well with you and your Part C plan (HMO or PPO) right now you might not think of what will happen if you have a pre-existing condition and are forced to go back on traditional Medicare and seek a supplement. Please chime in if you have had an experience with this.

I suppose it depends on the pre-exiting condition. It would be important to check the specialist providers on any particular advantage plan. It would also be important to have a primary care provider in which you have confidence. I too have some pre-existing conditions. I have researched in the specialists I may have to use at some point. If I find Preferred Care Partners does not work for me, next year I will look at PPOs that allow one to go out of network.