I'll take it one step further, since I personally haven't collected one red cent from Social Security...If someone takes a payment from you, promising to provide a service at a later date, then that someone renigs on the deal...I think that is THEFT and BREACH of CONTRACT. That kinda thing usually lands someone in JAIL, Brutha!
Looks like you haven't collected yet either, so don't count any chickens until they are hatched...we will either never collect or we will die in harness, since we will have to work until we are ancient history before we are eligible...

and as far as refusing it for fear of being labeled a socialist...it was my money to begin with! Had I been FREE to invest it on my own, things would be far different.