I also use Philadelphia Free Library and have never bought a book for my Nook. Since both of us have Nooks we put several books on request and always have something to read. The wait for new releases is not so long that we can't wait for it to be available through the PFL. That being said I do believe the prices should be lower for E-books.
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My goal in life is to be as good of a person as my dog already thinks I am. 
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