We have always bought resale (3 so far, and each a much better deal than new) and rework what is already present. That usually requires a 50 % rip-out and severe cut backs and shaping of the remainder. It is amazing what FLA plants tolerate and come back better than ever. Keep in mind that ripping out established planting usually involves repairing the irrigation system because of roots. And, the locals all tell me never to leave large stumps or roots to decay naturally; those are candy to termites!!
But to answer your question; my understanding is that the villages offers different levels of landscaping packages. The ones you see in the model areas are usually the most complex and expensive but are still quite generic compared to what the potential could be. If I bought new, I would go with the minimum and add what I really want, and what might be proper to the home and lot, after much research. What you plant will grow quickly. It seems that many FLA plantings, especially bushes, will look mature in 3 years as compared to 10 years up North in Wisconsin.
I can't stress enough to tour the established areas sepecially noting the bads and things that have grown out of proportion to the home. Also keep observant for bush type plants that have been pruned to grow into small trees. If you stop and look closely you will see many good examples throughout the villages. These bush "trees" make great yard trees as they seem to top out at about 20-25 feet. My neighbor has a holly bush that is magnificant as a 25' 3-trunk "tree". Be sure to spend some time in the historic section to really see the good and bad of mature plantings and what your efforts will morph into in 20 years. When you see something of interest, stop and ring the doorbell, find out about it. After all we are America's most friendly hometown, and quite frankly most people are more than happy to share their successes.
Another little thing we've noticed in all the neighborhoods we've been in; They are all 5 to 10 years old and it seems starting about the 7th year not a week goes by without the roar of a chain saw taking down another over grown palm tree or two. If you want palms, work with a trusted garden supplier to obtain "dwarf" varieties and those tolerant of our local climate conditions. As I said before mature 30 and 40 foot queen and other palms next to a 20 foot high house are probably one of the most common mistakes or "do-overs" in TV, not to mention their 50 to 80 pound seed stalks once or twice a year.
Again have fun with your new home, but remember you have lots of time to do it right the first time, retirement lasts forever, or at least for the rest of your life.
