Buggyone~ I wrongly assumed that if a person wasn't going to look to the future that you meant they weren't educated enough to know better. Sorry.
As far as those who live without preparing for the future...I also know of those who probably wouldn't. But I think that without the government so easily available to bail everyone out, that people would learn to be more accountable to take care of themselves. Family and friends would also be counseling those people to do what was needed. Then there are always going to be poor amongst us. It is my opinion that the church has alot of answering to do for how they are taken care of. Monies spent on mega-churches and other unecessary fluff would/should be better spent to help the poor. Not a catholic myself, but I have a great deal of respect for the Cathollic church for helping the poor and downtrodden as commanded by Christ.