[aljetmet]

We chose AARP Medicare complete advantage plan for my wife.
She also had it in 2011.
The monthly cost is $0 you only pay what medicare charges.

Considering all her medical expenses she was out of pocket a very reasonable amount this year. (You have co pays for DR and hospital visits and 20% of what medicare allows for everything else. Medicare does not pay very much to DRs and facilities)

Also the drug program is very good.
Most plans in our area did not cover her very expensive medication and her blood pressure med.
It's a HMO-POS which means you have a list of DRs to choose from but at least you can see a specialist without approval to see one. She has 7 different docs and had to change only two when she joined this year. Also you can leave your region and still use an AARP Dr.

This plan is available in TV.