There was a house fire up in the Bonnybrook area 1-2 years ago in the wee hours of the morning. As I recall, the newspaper report said the residents were awakened by the smoke detector and escaped safely. The house was pretty much a total loss.
That is one example, I am sure there are others. But, truth be told, there are very few structure fires here. No real fireplaces to cause chimney or related fires. The vast majority of the homes are less than 10 years old, so, aging or inadequate wiring is pretty much a non issue, etc etc.
Still, I would never be without working smoke detectors. An inexpensive but effective precaution.
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years
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