Quote:
Originally Posted by brostholder
working 3 days a week for 3.5 years means you will work for 546 days until retirement (3 days a week x 52 weeks x 3.5 years). If you work 5 days a week and can retire in 2.5 years, you will work 650 days (5 days a week x 52 weeks x 2.5 years). It doesn't sound like an even trade-off to me. Since you are enjoying your current lifestyle and apparently do not need the extra income that working full time would give you, I would stay part time.
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Hi LisaJ,
Happy pre-birthday.
In addition to Brostholder's time analysis, it sounds like perhaps you are not planning to increase your total net earnings between now and retirement, but rather planning to use the extra income from full-time work to retire sooner.
If financial benefit is not part of the equation, I'm not sure giving up your flexible lifestyle for the next 2.5 years would be worth retiring one year earlier. The extra year until retirement will be here before you know it; and it sounds like you would enjoy your next 2.5 year much more if you are working part-time.
However, that's just me, based on the assumption from your post that you are not planning to gain financially by changing to full-time employment.