I would think any homeowner in TV knows that they can exist since the insurance company puts in an amount for coverage. At least mine did and I didn't ask them to. So even if I hadn't known about them I would have when I looked over my insurance coverage.
You must have some reason to bump a very old thread. I would just like it, for once, for you to bump a thread that wasn't just about the negative possible side of TV. That would be refreshing.
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