The problem with investment advice is that by the time it reaches a client it is old news. This is why being one exam short of completing a five year investment designation I pulled back.
The OP presents a case of investing 250k pulled from an investment to be re-invested.
I personally would not pull 350k from my IRA. However if I had found money equal to250k it wouldn't go in CD annuities, life insurance or bonds. The latest news from Burton Malkiel author of the famous "Random Walk suggest investing in dividend stocks. However if you read all of these post you read a number of posts wherein the poster felt that not all didvidend stocks are equal. So there you go. You cannot just get a tip on dividend stock but you must research which stocks.
I am not as risk adverse as some. In fact my investment people could give over the fact that my choices more likely fit in the 20 something category than....well my true age and so i had to modify my portfolio.
Bottom line for me would be dividend stocks. Like a number of people here I built ladders which have been a blessing
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