We had a a monitored alarm system in our home prior to moving to The Villages. The only time it was activated was when I set it off by accident. The alarm company called me twenty minutes later to see if I had been murdered in my bed. Don't feel it is needed here. We keep doors and windows locked. We keep nothing in our home worth stealing.
However, peace of mind can be an important factor in the decision. Like someone has already stated, it is a personal thing.
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