I agree with Cliff - Express Scripts has been great and easy to use, especially if you order refills online. I agree with most that Medicare and TFL are a great combination - never been happier with health insurance. An overlooked option for vets, we have a great VA Clinic in TV also. Get in, get registered, and start using their system for routine stuff (annual physicals, eye and hearing exams, etc.) BUT you will still need a local Primary Care Doctor for short-notice (i.e. maybe even emergency) stuff and so you will have a doctor to call if you even end up in the Emergency Room.
I disagree about Delta Dental with kb8tpw. It is hard to find a dentist that accepts it as payment. However, most local dentists will bill Delta for your treatment - you just have to pay up front for treatment, let the dentist send a bill to Delta for you, and let Delta send you a check for their portion.
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