We use Citizens First and have found them very receptive to TD US cheques which I believe clear through either Bank of America or Wells Fargo. We joined the Canadian Snowbirds Ass. and use the US exchange program to transfer $$ before we come down and then I bring Travellers Cheques and a M/O if I want more with me. If necessary I can also write a cheque on the TD US account and deposit it with Citizens First. I opened an RBC bank account in Leesburg and one at RBC in Canada but found out that the fees for exchange and the bank fees were more than the TD or CSA so I have closed both accounts. I also learned that the Leesburg bank is closing so I don't know if you can access $$ through the machine a Publix when that happens. RBC Bank is doing its best to try to hold on to the Canadian customers but I prefer to deal with TD which is our home bank, especially as it is getting easier to do cross border with them.
LW888
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"A journey of a thousand miles begins with a single step" Lao-tzu
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