2B - Bill is absolutely correct, insurance is a waste of money.....till you need it!! Check around. We did not like the bottom line from an ins co that many like on TOTV. We checked with several other ins co's that are local and ended up with a very acceptable bottom line. Maybe it's not the company but the agent?? We ended up with AAA Insurance, Naomi Peeples is our agent. She offered a great explanation on sink holes over the phone.
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