Quote:
Originally Posted by downeaster
You have raised a valid and serious question, Carol.
I would go to the insurer to find the answer. You may find your own homeowner's policy provides coverage. You may find the renter's insurance doesn't.
The renter may think he has you covered if he "loans" you a cart. However, if the cart is part of the lease agreement the insurer may not cover it as it is commercial use.
You may want to stay away from rental carts that have been modified to exceed 20 MPH. Florida law is very clear on that. If the cart is capable of exceeding 20 MPH it must be registered and insured as an LSV (Low Speed Vehicle).
If you rent a cart from a third party you might want to make certain of the coverage offered.
Hope this helps.
|
downeaster,
I was pondering that point. Covering a renter using the cart has to be viewed differently by the insurer than allowing guests to use the cart.
As far as renting from a third party goes I can see where that could be an issue also as far as exactly what the coverage is that they may be offering. I suppose I'll call some places and ask.
Thanks again for your input.