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Old 02-05-2012, 06:32 AM
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l2ridehd l2ridehd is offline
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Go to this web site and follow one of the simple global portfolios using Vanguard index funds.

Lazy Portfolios - LazyTraders.com

I personally like the 6 fund slice and dice model. I adjust the stock/bond split to match my desired Asset allocation of 60/40, and it beats every benchmark every year. Why pay anyone to do something this simple that you can do yourself? There is NO and I will repeat NO financial manager that can beat those results. Go to Morningstar and back test them for any number of years you want and prove it to yourself. Financial manager charge fees and fees cause results to be poor 100% of the time. Read any book by John Bogle, William Bernstein, Rick Ferri (a financial manager), and they will all tell you the same thing. A diversified portfolio on index funds that cover the total market can't be beat.
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