You definitely need BI and UM on your golf cart. We have several clients who were injured when a car collided with the golf cart. Florida is a no-fault state so the most insurance a vehicle has to have is $10,000. If you're hit by a car in your golf cart, your medical bills are going to be a lot more than $10,000. I have the exact coverage on my automobile as I do on my golf cart. Please protect yourself.
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