I have retired after 20 years in Financial Services - specializing in retirement planning, estate planning and and servicing the elderly.
Generally, at your age a mix of 60% fixed income (bonds) and 40% equity is recommended for your TOTAL portfolio with the bond portion increasing as you get older. However, the true answer of what to do with your IRA lies in how your non-qualified portfolio is invested. If your non-IRA accounts are more aggressive then balance it with less risky investments.
Also, remember that interest rates are very low right now and they may (probably will) rise in the future. When they do rise, the resale value of your bond funds will decrease. While you will be earning a fixed rate of interest you may find that when you sell your fund, you have made very little profit.
I urge you to consult with a FINRA registered broker or representative and discuss your total financial situation.
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