Talk of The Villages Florida - View Single Post - Golf Cart Insurance
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Old 02-14-2012, 01:31 PM
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ajbrown ajbrown is offline
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Quote:
Originally Posted by texasfal View Post
You definitely need BI and UM on your golf cart. We have several clients who were injured when a car collided with the golf cart. Florida is a no-fault state so the most insurance a vehicle has to have is $10,000. If you're hit by a car in your golf cart, your medical bills are going to be a lot more than $10,000. I have the exact coverage on my automobile as I do on my golf cart. Please protect yourself.
After years of living on the edge I just paid for golf cart insurance, policy being written today.

I have one question about an assumption I made. I turned down the UM (uninsured motorist) part of a policy. If I understand UM, it is to cover MY medical payments in the event an uninsured person hits and injured my wife or me.

I turned it down as I have a very good health insurance plan which should cover all my injuries. Am I missing something obvious about UM?

Thanks
Alan