Talk of The Villages Florida - View Single Post - long term care insurance....advice?
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Old 02-15-2012, 09:29 AM
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Quote:
Originally Posted by RichieB View Post
Yeah, good luck is right !

We had whole life policies on each of our kids, and transferred the policies to them once they became of age, and had serious jobs. What did they do ? Cashed in the policies for the cash value. - GONE - !!

You can always tell a kid - but you can't tell him/her much !
There's a whole school of thought out there that life insurance is an expense of living rather than a worthwhile investment vehicle, so that expense should be met as inexpensively as possible, namely, term, and that your investment dollars could do better elsewhere. Also, that if no one is financially dependent on you, you don't need life insurance.

Sounds like your kids went to that school.....
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