Talk of The Villages Florida - View Single Post - long term care insurance....advice?
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Old 02-16-2012, 03:41 PM
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Midge538 Midge538 is offline
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Originally Posted by Midge538 View Post
Hal ... The 'Florida Enhanced Life Estate Deed' is available and leaves full control of the residence to the occupant until one passes .. ergo, the home could be sold, gifted etc. It also insulates one from possible outside claims against the named beneficiaries ..... these are very liberal clauses and fairly unique to Florida. It also protects the homestead from the probate process. However, Florida must be your 'homestead, ' so if you have a declared homestead in another state you would not be qualified. For most of us full time residents, a 'Florida Enhanced Life Estate Deed' is a valuable document to consider; it provides for the future but surrenders nothing. M
But of course, use a lawyer or Certified Planner."