I suggest you look on-line at Fidelity or a similar site and get the gist of retirement planning there. It will be difficult to get non-biased advice because most financial service people make their money by selling you a product or service. Most 401ks don't have a wide array of choices and many are limited to mutual funds only. If that is true in your case, you can start with the specifics of what your plan allows you to do. The general rule is to save all you possibly can and be diversified. Good Luck!
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Tom W
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