Quote:
Originally Posted by bronxliz
Thanks... we've already done our estate planning. I've heard bad things about annuities so that's out too. I guess we need some advice on how much money to withdraw from our IRAs if we want to do some home improvements, or whether it's better to take a home equity loan instead.
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Oh, okay. Well, it sounds like maybe you've already done most of the heavy lifting, that all you really need is a monthly budget that's up to date. Do you know all your income sources AND what it takes to pay your bills each month? Your needs, wants, goals??
If that's all it is, rather than wasting time and money on "advisors", etc, try starting with a hand calculator, paper, and pencil....with an eraser!