Quote:
Originally Posted by patti1645
Hello,
My husband wrote last night and explained that we will be visiting The Villages this week and possibly returning at the end of the month. We were both teachers in NYS until we retired to Sarasota. We presently live in South Carolina and may consider moving.
Since we already lived in Florida for 8 years I have some knowledge of Florida life. However, I also have some concerns. We lived in a community that had a large amount of snowbirds. Every April/May people packed up and left for the north. During that time period it was nice to get into restaurants but everything stopped. Clubs, organizations and other activities went into a "summer mode" until the return of the snowbirds. Although my husband and I travel for a few weeks at a time I felt that there was no one around during our summer months. I would appreciate some feedback on how this affects the neighborhoods of TV.
We have also lived through two summers of hurricanes and threats of tornadoes. Since there is no perfect place I know that these can happen and in fact did in the Ocala area. Sink holes we did not deal with.
I also would like an explanation of the bond issue. In my mind there are many extra costs associated with living in TV which may not be fully explained in the literature that we received. Any comments would be appreciated.
Patti
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Patti, Hope your visit to The Villages was enjoyable. I'm an wannabee, so I always ask about bond balances when I have been to open houses in TV homes that have a bond. TV veterans can explain the bond better than I can, but on pre-owned home, the bond balance may be low or even paid off. So if you see a pre-owned home listed as having a "low bond balance" or "bond paid off" that is what that means. In the Lake County section of TV, I believe those homes never had a bond to pay. For the new homes, I believe the number of years to pay the bond is 30 (someone correct me if I am wrong), although I believe owners can pay their bond off faster than 30 years (someone correct me if I am wrong on that). From what I understand, owners pay their bond balance once a year at the same time they pay their property taxes (someone correct me if I am wrong on that).