I have had a VA since 1995. When my wife died they brought the value up to the highest amount it had reached while I owned it. That said when the market started to tank and i saw the value going down, down ,down I told broker to put it in the fixed portion of the VA. That was in 2004 and it has sat there earning on average 3% interest which is lowest interest they can pay. The bottom line is it depends on how old you are especially if there are surrender charges which most annuities have. Might be better off to find some municiple bonds to park money in. They pay pretty good returns and you pay no taxes.
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