Replacement Value
I was checking my homeowners insurance. It looks like my home, a CYV, is covered for about 60K more than the new ones of the same sq. footage are listed for. I have a pool and bird cage that increases the value, but the lot is included in the price of the new ones. So, I guess my question is, How do I find out what my replacement cost would be if my house was leveled by a storm or it burnt to the ground? I think I am paying too much.
Thanks,
Bob
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