I want to thank you all for your support and advice! I went to the Android forums, and it seems that everyone there had the low memory problem, but there weren't many solutions to the problem.
I went to the Verizon store, and Mike (my new best friend) showed me that I had to go to each app and 'delete data'... which I had done, but apparently you have to do it 2 or 3 times on some apps before it works. Now I know. And now YOU know. 
I now have memory, I now have texts & I'm one Happy Judy!
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