We purchased our Yamaha gas cart from The Villages Golf Cars in LSL. Bought it right off the showroom floor, with No $$$ down. When the first payment was due, we paid them $4,000 cause it was at 17%. Then waited for the balance of what we owed them. Took the balance to the bank, got a loan at 7%. We now have a payment of just over $120. Thats how we did it. We have free pick up and service (oil change once a year) for 5 years. Our cart is due in May for our first free oil change.
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There is no cure for smile'in....I do it all the time! 
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