Talk of The Villages Florida - View Single Post - Looking to purchase, what should I know?
View Single Post
 
Old 03-27-2012, 08:35 PM
eweissenbach's Avatar
eweissenbach eweissenbach is offline
Sage
Join Date: Dec 2009
Location: Smithville (Kansas City) Mo./ LaBelle North
Posts: 4,572
Thanks: 113
Thanked 733 Times in 229 Posts
Send a message via AIM to eweissenbach
Default

Quote:
Originally Posted by jimbo2012 View Post
I agree, in the ones we looked at we didn't see that value for upgrades.
I was told the new home was 136 + 10K for the bond which is added to the taxes so you kinda don't feel it when amortized over 30 years.

No mention of interest?????
Don't feel it when amortized over 30 years? It is the same as amortizing an additional 10k on the mortgage except at a higher interest. The TV realtors try to minimize the effect of the bond because they are selling new homes with high bonds, but the truth is the bond is problematic, at best. If you pay for it annually, you pay a high interest rate, if you pay it off, you are unlikely to rocoup the cost if and when you sell. The bond is not a great deal, but is part of the cost of doing business in the villages.
__________________
Oldcoach Ed
"You cannot direct the wind, but you can adjust the sails" "Be yourself - everyone else is taken"