Affordable? The average healthcare costs for a family of 4 will top $20,000 a year in 2012. Thats a 7% increase,5th year in a row of large increases. Doubled since 2002. Rationing? If this continues families will be forced to ration healthcare themselves never mind the government. Our system is broken for most of us,simply it is too expensive. I already know people who have given up their dental plans,or their prescription plans because of costs. Affordable? I don't think so.