We had no plans to move from southern CA upon retirement. Visited The Villages one trip out to see our son who lived in Sarasota at the time, and we headed home to figure out when to retire. This was in October. Closed on our house in April, moved in October. Deciding upon retirement came early one morning as we figured out how much we might lose in retirement income using various dates. Worked out that if we retired early, the loss was only a couple of thousand dollars...not worth the extra time, so that morning, it was off to work and notice of retirement was given! Don't miss that money and love where we now live. Believe me it was all accomplished very quickly and has worked out well.
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