So how does The Villages insure their golf carts they provide with the LSP? How does The Villages Golf Cart store insure their rental carts? How does Jim Fallowell, Grandpa and Grandma Buggies and a dozen others insure the carts they rent? Just among those providers there are a few thousand golf carts. They all can't be running around without insurance.
Some company someplace is doing policies for these people who do this as a business. What is being said in this thread is that no insurance is available anyplace for rental golf carts. That just can't be true. Maybe rental providers need to set up an LLC to manage this issue, but there has to be some way to make this work.
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