We have had 3 different credit card accounts compromised during the past 2 years. On every occasion the credit card company contacted us to confirm what looked like suspicious charges. The first time occured when scammers in California were running random card numbers until they hit on ones that worked. A very small (under $1.00) experimental charge went through first - once they knew it worked then the BIG purchase was made - in our case, thousands of dollars. Thankfully, our credit card company was on top of it.
We never did figure out the other two incidents - but we were lucky - we caught them early. It's sure a hassle when this happens - especially with all the automatic payments one has set up through credit cards. My husband was on the phone ALL DAY last time it happened. We've learned to be very attentive and check our accounts on a regular basis.
|