Thank you for all of the replies. I got a little side-tracked with termite and pest protection, but will now focus on insurance and a new roof.
I had a sink hole inspection last November and the inspector said all looked good. However, sinkhole coverage was denied. The fact that coverage was denied was bad, but the fact that I was charged $70 (ins company paid $70) and denied with no refund was really irritating.
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Village of Hacienda East
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