First I want to say I think I'm wrong about just using surge protectors on individual appliances computers etc., they can't handle a strike from what I reading.


I'm reading that the lightening rod system protects the structure but not the electrical systems, so to be fully protected you need both + insurance (I wonder if installed you can get credit)
The unit from SECO doesn't protect phones cable tv etc I think.
For the money it looks like the ones sold for about $200 does protect those and they carry an insurance coverage of their own (if they really pay?)
If you can't handle the simple install an electrician shouldn't charge for more than a one hour service call. Try HD they have good ones and offer installation also, cost unknown.
When I build after reading the high rate of strikes in FL I'll install both.
The rods about $200 and the same for the surge protector.
This forum is a plethora of info.
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