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Old 05-20-2012, 05:13 PM
BobKat1 BobKat1 is offline
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Quote:
Originally Posted by rjm1cc View Post
Another consideration. SS can be a great safety net. The good thing is if you do not take it at 62 you can start it when ever you need to. Like wise if you wait until 70 the extra dollars can be very helpful and are not subject to investment risks.
Yes, it's almost a no loose situation.

Our son, who works for the SSA says if you plan to live on SS you are in trouble, if you view it as a supplement in retirement, you're most likely in pretty good shape.

He said when he worked in field offices you'd be surprised at how many people are shocked when they learn they won't be able to live on SS alone in retirement.