Talk of The Villages Florida - View Single Post - Delay Social Securiy
Thread: Delay Social Securiy
View Single Post
 
Old 05-20-2012, 06:03 PM
REDCART REDCART is offline
Platinum member
Join Date: Mar 2007
Posts: 1,907
Thanks: 139
Thanked 218 Times in 107 Posts
Default
Quote:
Originally Posted by Mark1130 View Post
I am in an unusual position for most couples.

My wife is 6 years older than I am. (yes, she took advantage of my innocence)

Will I be able to get 1/2 spousal benefits at 62 and delay my SS until 70 in order to get the maximum payout per month on mine?
If you're younger than your Full Retirement Age (FRA), let's say age 66 for arguement's sake--you must collect your own reduced retirement benefit before they'll let you claim your spouse's benefit. The rules are different if you're older than your FRA. Your FRA is determined by your DOB. Hope this makes sense.

Nothing is simple in life.

George

P.S. Does anyone besides me miss Paulette Walz, SSA's Public Affairs Specialist from the Leesburg office who had a weekly radio spot on WVLG? Paulette was the best and would be a very hard act to follow.