Looks like you will hae a good base to work from, with pensions and Soc Sec for each of you, in addition to any IRA/401k.
Now you need to finalize on a state that is tax-friendly toward retirement income. There are 7 states with no personal income tax, (Florida is one of them) and others which do not tax retirement income. You have to evaluate, and pick what's right for you.
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