Quote:
Originally Posted by NJblue
You actually need to do more than leave a note and pay for the deductible. I had a situation a few years ago where I backed into a vehicle (in a private parking lot) that was in a blind spot for me. I left a note, etc. but then, when I got home, I figured I'd better call the police and report it as well. They told me I should never had left the scene before reporting it.
I drove back to the station, filled out the necessary paperwork and even met the driver of the other car who also drove back to the station. What I thought might turn out to be an uncomfortable situation (not only for his major inconvenmience but also since since his car was brand new - still had the temporay tags on), turned out to be quite positive - he thanked me profusely for doing the right thing.
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Yeah it can be construed as leaving a scene of an accident. Dad and I were talking about that, car or golf cart. If you're caught or there is video surveilance or an eye witness tags you....boy oh boy....just don't do it guys. You own a toy, you choose not to insure it you better be able to cover any damages you may cause even if it is an accident.
One question did come up on golf carts...can you cover them with your home owners if they're not street legal?