You probably could use some professional help with this decision and I am not the one to give you professional help, but .............
Would the move and earning less make a significant impact on your pension and social security? Would the sale of your home up North make up for any shortfall in earnings? Can you carry your health insurance with you from your jobs? Have you looked into the cost of buying health insurance? Do you have skills which are in demand in Florida?
We both worked for major corporations and before retiring we were both given something that was invaluable. This was a large piece of paper with a division down the center, one side headed PROS and the other CONS. It is simply an exercise to show you whether you are really ready to retire and also whether you can afford to retire.
You may need more money than you originally thought, because once you get to TV people seem to live forever! Good luck with your decision.
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