Hi SerpentQ
Welcome to TOTV! I love mom and pop shops and wish I could offer encouragement. To be honest though, I agree with many of the posters about the challenges you would face.
Commercial rents and fees within TV are high and while there are full-service restaurants outside of TV, such as Cotillion, that are popular with Villagers, I'm skeptical about whether a specialty cafe without cart access, where people go to relax and socialize, would be.
All that said, I'm not a good test subject as we are not full time in TV.
Besides contacting Score and the Villages commercial office, see if you can talk to some of the local merchants within TV for advice and guidance.
Whatever you decide to do, I wish you every success and happiness!
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