In my opinion, and it's just my opinion from spending 59 years in Florida, most or all of you that move down here from the cold north have the idea that "it's Florida so palm trees". If you are seeing tourist brochures of palm trees in Florida, it's south Florida with coconut palms and royal palms. Our climate is much different than south of Lake Okeechobee and you have to have palms that can withstand freezing winters.
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Les
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