He does not need congress with all the ways he has found to circumvent congress and with a wave of his magic staff we have new rules and regulations.

First of all I don't believe that everyone NEEDS to go to college. It is a mill for creating new progressives. The left needs this mill to keep their dream alive.
College is a privilege not a right. It is a personal decision to go to college and to figure out how to pay for it. If you or your parents don't have the means to pay for it then you get loans or grants. These are contracts and you agree to pay for them in exchange for the education. There is no right for it to be cheap or free unless that was agreed to before hand.

Students have been brainwashed into believing that they MUST go to college to be successful but there are many ways to to get a good job or career. One of the lost arts is getting a job and working your way up!

Interest rates constantly change and I don't see why students should have some sort of guarantee of constant or low interest rates unless that was part of the contract.